.tableborder { 
border: 1px solid #ffffff; 
} 
.smtableborder { 
border: 1px solid #000000; 
} 
.footer { 
font-family: Verdana, Arial, Helvetica, sans-serif; 
font-size: 14px; 
color: #000000; 
} 
.footer a { 
font-family: Verdana, Arial, Helvetica, sans-serif; 
font-size: 14px; 
text-decoration: none; 
color: #ffffff; 
} 
.footer a:hover { 
text-decoration: underline; 
color: #FF0000; 
} 
.topnav { 
font-family: Verdana, Arial, Helvetica, sans-serif; 
font-size: 11px; 
font-weight: bold; 
color: #000033; 
text-decoration: none; 
} 
.topnav:hover { 
color: #333333; 
text-decoration: underline; 
} 
.rlink { 
font-family: Verdana, Arial, Helvetica, sans-serif; 
font-size: 10px; 
font-weight: bold; 
color: #333333; 
padding-top: 5px; 
padding-bottom: 5px; 
} 
p { 
font-family: Verdana, Arial, Helvetica, sans-serif; 
font-size: 11px; 
line-height: 15px; 
} 
.spacing { 
line-height: 1.5em; 
} 
.h1 { 
font-family: Verdana, Arial, Helvetica, sans-serif; 
font-size: 16px; 
line-height: 19px; 
font-weight: bold; 
color: #FF0000; 
} 
.h2 { 
font-family: Verdana, Arial, Helvetica, sans-serif; 
font-size: 14px; 
line-height: 16px; 
font-weight: bold; 
color: #ffffff; 
} 
.h3 { 
font-family: Verdana, Arial, Helvetica, sans-serif; 
font-size: 12px; 
line-height: 14px; 
font-weight: bold; 
color: #999999; 
} 
.maintext { 
font-family: Verdana, Arial, Helvetica, sans-serif; 
font-size: 11px; 
line-height: 15px; 
color: #000000; 
} 
.cb { 
font-family: Verdana, Arial, Helvetica, sans-serif; 
font-size: 11px; 
line-height: 15px; 
color: #000000; 
text-decoration: none; 
} 
.cb a { 
font-family: Verdana, Arial, Helvetica, sans-serif; 
font-size: 11px; 
line-height: 15px; 
color: #000000; 
text-decoration: none; 
} 
.cb a:hover { 
font-family: Verdana, Arial, Helvetica, sans-serif; 
font-size: 11px; 
line-height: 15px; 
color: #000000; 
text-decoration: underline; 
color: #FF0000; 
} 
.lftnav { 
font-family: Verdana, Arial, Helvetica, sans-serif; 
font-size: 10px; 
color: #ffffff; 
padding-top: 5px; 
padding-bottom: 5px; 
text-decoration: none; 
} 
.lftnav a{ 
font-family: Verdana, Arial, Helvetica, sans-serif; 
font-size: 10px; 
color: #ffffff; 
text-decoration: none; 
} 
.lftnav a:hover { 
color: #FF0000; 
text-decoration: underline; 
} 
.contact { 
font-family: Verdana, Arial, Helvetica, sans-serif; 
font-size: 10.5px; 
color: #FFFFFF; 
font-weight: normal; 
font-style: normal; 
} 
.contact a { 
font-family: Verdana, Arial, Helvetica, sans-serif; 
font-size: 10.5px; 
color: #FFFFFF; 
font-weight: bold; 
text-decoration: none; 
} 
.contact a:hover { 
color: #FF0000; 
text-decoration: underline; 
} 
.mainnav { 
font-family: Verdana, Arial, Helvetica, sans-serif; 
font-size: 14px; 
color: #fff36b; 
font-weight: bold; 
text-decoration: none; 
} 
.mainnav:hover { 
font-family: Verdana, Arial, Helvetica, sans-serif; 
font-size: 14px; 
color: #FF0000; 
text-decoration: underline; 
} 
.btmnavlink { 
font-family: Verdana, Arial, Helvetica, sans-serif; 
font-size: 9px; 
color: #666666; 
text-decoration: underline; 
} 
.btmnavlink:hover { 
text-decoration: none; 
color: #999999; 
} 
.line { 
border-right-width: 1px; 
border-right-style: solid; 
border-right-color: #FFFFFF; 
} 
ul { 
line-height: 18px; 
} 
.headbk { 
background-image: url(../images/Cowan-hdbckgrd.jpg); 
background-repeat: no-repeat; 
background-position: right; 
} 
.headbot { 
background-image: url(../images/Cowan-hdbckgrd3.jpg); 
background-repeat: no-repeat; 
background-position: right; 
} 
.headbot2 { 
background-image: url(../images/Cowan-hdbckgrd2.jpg); 
background-repeat: repeat; 
font-family: Verdana, Arial, Helvetica, sans-serif; 
font-size: 12px; 
font-weight: bold; 
color: #FFFFFF; 
} 
.lftnavbckgrd { 
background-image: url(../images/leftnavbk1.gif); 
background-repeat: repeat-y; 
}